Hmm, it is starting to look more and more like its better to buy a used car. For £21k I could get a really decent Celica GT4 or an Audi RS or M3 or M5. I know what I’d rather have compared to the cars available on the scheme. I would probably have to borrow money off my mum, but there are some pretty decent cars available for £2-3k and most modern cars are pretty reliable.
There’s a garage near me that lets me bring in my own parts and then fits them for me, so I can buy the parts online.
Its a bit annoying that I made a claim on insurance because the front collision sensor stopped working on my previous lease car, I guess a rock or phasant hit it, so I’ll only have 3 years no claims by the time my lease runs out. If I had known I wouldn’t have bothered claiming and would have just taken the potential hit on the GCB. But the power of hindsight.