I could always have the towbar removed and buy a used Across, the offset is it was serviced by Mobility and oily rag and a good tyre kicking.
Suzuki offer similar to Toyota 10 year warranty service extensions, so long its got full service history, it would be no different to Motability full dealer service. The main downside, you haven’t owned a used one from new, but don’t really matter. Its certainly still worth talking to the supplying dealer or Toyota and ask for some figurers if they bought it and the options of selling it back to you. Theres also potential used RAV4 deals.
Toyota tend to be a £3/4,000 higher for the equivalent Suzuki, however, they do come with a speed limiter and Toyota APP. At present the advertised retail market price of 4 year old Suzuki Across with 30,000 miles £21,500/£22,500, as I have no part exchange I could probably push the asking price dow. At present our vehicle is 18,960 miles by August 2026 approximately 22,000 miles, August 2027 approximately 28,000 miles.
I would happily pay £20,000/£21,000 for our vehicle at the end of it lease, I need to pop in a see the Suzuki man before I make any decisions.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.