Scottish users will be subject to all of this. The insurance tax rate and VAT charges are not a devolved government choice. I think its a bit of a con, IPT on vehicles is 20%, it would be interesting to see what that translates to in terms of average increase per scheme user.
Mileage, Excess mileage fees, tyres and other allowances of your lease are set by Motability, not the DWP or SSS. As is Drive Smart, so SSS will not intervene, especially if Motability dress it up as saving costs to the average scheme user – which is tosh, but that’s what they are doing.
In life, it's not who you know that's important, it's how your wife found out.