PIP rate will see a 3.8% increase for 2026/27, making it £80 per week. Assuming you collect your car on April 6th (for simplicity) and PIP see’s a similar 3.8% increase in 2027/28 & 2028/29, the EV4 for PIP users will cost as follows:
2026/27 – 80 x 52 = £4160
2027/28 – 83.04 x 52 =£4318
2028/29 – 86.19 x 52 = £4482
PIP Sacrified benefits £12960 + £327 AP = £13287
WPMS sacrified benefits £84.83 (fixed) x 156 + £0 AP = £13233.48
As @BigDave said any uplift in WPMS will be yours to keep in your pocket, where as any uplift in PIP will go straight to Motability and PIP users will loose even more if the uplift is greater the 3.8% in years 2 and 3, so the EV4 is a good deal for you being a WPMS customer.
Assuming WPMS see’s the same 3.8% uplift per year, you will save (pocket) as follows:
2026/27 – £1.17 p/w or £60.84 per year (£86 p/w WPMS)
2027/28 – £4.38 p/w or £230.77 per year (89.28 p/w WPMS)
2028/29 – £7.82 p/w or £406.64 per year (£96.65 p/w WPMS)