@anto25 This is just my opinion and experience of the scheme, I’ve had only one car on the scheme and it was the XC40 b4 inscription pro from 2020.
The car was great…
However when I returned to Volvo to replace with another they wanted nearly 4 G Advanced Payment 👀, it’s now reduced however still expensive for no real updated version.
Theres far more experienced members here with a vast knowledge of cars, and with respect stand out from others on here including me.
To answer the what’s the better car and value for money i.e Deals on AP’s fuel economy and all around goodies, I personally think The new MG HS hybrid + is a better car, and at the time a great deal for us.
If you have the time could be worth a test drive, beware though if not used to regenerative braking systems might feel strange, however now I think it’s amazing and a great feature on a very under estimated vehicle..