Not sure how it works but surely Motability insure the vehicle and the recipients and or other drivers are simply named drivers, not a policyholder. Hence the reason you don’t build up NCD on a Motability vehicle. Motability are the policyholder. You can’t get multi car insurance discounts for vehicles when your not a policyholder. Just my thinking
@pazlaz This is not correct. You definitely build up NCD with a Motability car. If you look on your Motability account there’s even an online option to request confirmation of your NCD.