Similar position, I could do a PCP/lease/purchase if I had to but as long as I can find something on Motability that I can fit into and hasn’t got a stupid AP then the 3 years of virtually worry free motoring are something I can’t ignore.
I’m only 18 months into my Enyaq lease so who knows what will be available or what Motability will be like when I come to renew?.
Please excuse spelling/typos. Apart from being a clot it turns out I had one on my cerebellum that's now causing various problems!