The issue is future values. Motability has been burnt a few times with Chinese new brands coming onto the scheme cheap but the long term used prices weren’t great. I wouldn’t be surprised if Motability are now hedging their bets and predicting worst case pricing.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.
Mark