As rare and unlikely as it maybe if you pay that AP over and said dealer ceases trading unless you paid at least £100 by credit card you could easily lose the whole amount.
It’d be different if you pay the AP then get the car days later but when you’re talking 6 months like the Enyaq why should the dealer get to sit on that money they’re only doing it to prop up their bottom line and get the interest.
No way I would pay it up front I’d drive to the next nearest dealer if need be. Too much to lose potentially and Motability should put a stop to it as it leaves us the vulnerable customers exposed.
Again it’s really unlikely yo happen but dealers have ceased trading before so why should bear the risk?