Thanks for all the help Big dave n Kezo you have saved me lots . Called in dealers evans halshaw on sat . They had stock in of the PHEV Kuga black edition. Total AP £1845 nice . had to pay extra £150 for spare . Dealer was unaware that there was a £1300 discount on PHEV till 31st march! The Knowledge on the Forum is fantastic far outweighs the dealers . Thanks once again and good luck with your own searches. One final question – does the motability car insurance give you 3rd party indemnity if I drive other cars?