GG
There is no doubt, that siting MO in three expensive locations , considering that very nearly all business is conducted on the telephone and on line, is a waste of resources, which could ,potentially ,be put to better use!
A small office only, with skeleton staffing, but with the right address,would suffice for representation in each of these cities, with a Call / Admin Centre sited in a much cheaper central location , with well paid but stretch targeted staff, would seem to be called for?
The would likely fit with my philosophy regarding increasing profits, as well as yours regarding cutting costs ?
Regards