I’m sorry, but nobody has “one drink” and blows 38 on a breath test. Also, if you are over the drink drive limit you can be deemed the ‘at fault’ party, even if it’s the other (sober) person who has done something daft.
I can have one drink and blow over 35, it might have to be a half pint of rum though.
Seriously though, this is a very clear warning that chosing to have a drink with dinner is mutually exclusive to driving home. In this day and age, there are many reasons to either drink something else or get home a different way.
There will be no long term issues for insuring after this as you weren’t prosecuted for drink driving. However, I wouldn’t want to think what will happen with this claim, especially as insurance companies are experts at getting out of paying out money.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.
Mark