I presume that this is for new cars only? It’s a shame that they don’t do a scheme for cars returned early before lease end, just as many company car schemes do.
So much this! Honestly even low mileage 3 year old cars could work.
I think you would need to have a good look at the maths agains’t leasing an already 3 year old car for another 3 years against buying off the scheme. Especially if you have to sacrifice your full award amount.
Bringing back some form of HP on low mileage 3 year old cars may also be a good idea.