It’s difficult to see just what they could be doing. I’m happy to admit I may be missing something but when manufacturers are setting purchase prices high there’s only so much room for Motability to maneuver. given the formula looks something like cost price – (3 years benefit + estimated residual value) = AP the only variance would be that estimate of the future value. I’m pretty sure they’ve taken a rather conservative estimate of a 3 year old car’s value but, to be fair to them the values recently have been rather false. With new cars of all fuels difficult to source in a reasonable time, people are either keeping their 3 year old car that little longer or buying a nearly new one for a higher price. Supply & demand being what it is, this pushed prices up for a year old car, which then follows to the slight older ones. Once that settles (and it appears that the EV market is correcting currently) then future values will be easier to predict and pressure can be placed on Motability to ease our burden on their miserly predictions.
So, I’d say that for now we’re stuck but once the prices have steadied then Motability will have to look again at their prediction models and tweak their prices to more accurately reflect reality. Obviously in the meantime, they’re making a fortune on unrealistically high resale values. You’d hope that these profits are funding the huge demand for grants.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.
Mark