“as we need to pass affordability in December for our mortgage and banks won’t count the DLA as income anyway.”
Don’t do what I did when applying for mortgage. I entered DLA as income and payments to Motability as outgoing. Understandably, they couldn’t use DLA as income BUT they refused to remove the Motability outgoing payments. As much as I explained that it was impossible to have an outgoing payment to Motability without being eligible for DLA (or PIP now) they wouldn’t remove it.