@Mike 700 Whilst I agree with most of your points, it’s worth stating that whilst Motability will be the best leasing option for most people, those who are able to buy a car can do so at considerably less cost than leasing through Motability, especially at the lower end of the market. I’m currently changing my daughters Hyundai i20 which we bought new 6 years ago. The total cost of ownership (depreciation, insurance, servicing, tyres, road tax etc) has totalled £1,300 a year and it’s been just as ‘worry free’ as a Motability car. The same car through Motability, even with nil AP, would have cost £3,250 a year. Many Motability customers are accepting 5 year leases at present. That’s a cost of £16,250 in lost benefits with nothing whatsoever to show for it at the end. You can just about make a case for that with cars at the top end of the scheme, given the depreciation and higher running costs, but not for the average car IMHO.