#Update#
Had an email from the dealer today, car is arriving on Tuesday and he is gonna let me know on monday when I can pick it up.
Tried calling MB to let them know as I will be dropping my current scheme car off to them(when i collect my New car) but they closed for the jubilee and don’t open till Monday.
Is all on the system, so all I need to do is pay the £50 termination fee.
Got a few insurance quotes and hastings direct was the cheapest, also they accept a claims history letter and it worksout £100 a year cheaper than LV for the same level of cover. I may have to get new quotes as the date I put in, that i needed it to start on, will probably have passed. So the price could change, guess we’ll see.
Last week my brother bought a 5 year old ex mb car and they was the cheapest also. The car had done less than 4,000 miles, A real great deal imo.
Meins, just hit 10k in almost 2 years. I went to his to help him go look at cars, he’s 190 miles away from me, Probably put on around 500 miles in 24 hrs, I stayed over night as it was just me.
Last time we was all down and stayed for a few hours and then came home, as is often the case when we now visit my family. Just not enough room to stay overnight and since our mum passed cannot stay with her down south.
It’s my other brothers daughters 1st birthday soon, so we’ll be visiting them on the day and then will drive home again, it’s not as far, but out of the range of most ev’s there and back and Ap’s of plugin hybrids are crazy right now on the scheme and personally I don’t really see the point of buying one and thus paying for two engines and not having any off road parking as such to charge a car, pretty much makes it useless to me and I’m not gonna sit somewhere while it charges, or the wait to to get onto a charger.
Obviously the new car is a mild hybrid and the newer version is a full hybrid but when you look at the figures overall not much is different, the main difference is the newer version has an AGS gear box not an auto. which for me is a no, no, no from me.
So for me leaving the scheme and buying is the best option right now and exactly in the time frame promised and much better than waiting till September (at the earliest) for a factory order of the newer version. Which i don’t actually want, or longer for something else on the scheme, as many are suffering.
The current 0% apr deal is hugely attactive and it meens, I am making a compromise on my most recent cars as it doesn’t have an electronic handbrake, but it has the many other saftey features , driving aids, I need and more, but I am saving a huge chunk of money on interest.
I do not have a huge income but have got the finance based on my income alone. So it is possible, yep i will pay a bit more as it’s on Hp not pcp but for me that’s better as there’s no huge final payment to find.
Consdering many Ap’s of cars on the scheme right now, it’s not that much more monthly, than I’ll be paying to buy the car.
Yes there will be other costs on top but i will also own the car and at the end of the terms, Have some form of asset. In five years with the mileage i currently doing, I estimate it will be worth around 12.5k then. So I can either keep it longer or trade it in offsetting the next car purchase. I’ll see what’s what in 5 years time.