Be very carefull going down the pcp route, I have friends who have been stung really hard with condition on handing car back, at very inflated repair prices.its another way of making money out of you I soppose. They expect cars back as showroom condition. This reason alone is the reason I would alway stick with motability Over Pcp.true you might not get the exact spec car you would choose yourself everytime but some where near is to me better than friends handback anxiety ” little ding here, bad stone chip there”£400 please sir…..