Indeed glos guy, seems if you mention anything other than being on the scheme is it is made out to be such bad idea. I have spent 1/3 of my 30 years+ driving on the scheme and there’s no way i spent 10k over 3 years every 3 years, on owning a car. some 66.66k over 20 years. As when i sold the cars or traded them in, i got something back as well.. I had a bad credit rating due to not being able to work anymore, so the scheme was a great help, but now i have got back to having perfect credit rating. More options are open to me now than before and that’s what this post was about, the alternatives and it will depend on the individuals needs and means etc. Not what the benefit over the scheme are to owning oyur own car. but it seems as always it’s turned out that way. Thera’s pro’s and cons to both. What if you have your mobility allowance stopped and then have to leave the scheme as has happened to many. So really it’s a personal choice.
Spot on Rox. Like you, we have done it both ways as well. Motabilty and private and in fact both at the same time when I was working, so able to make direct comparisons in real time. As you say, pros and cons with both. We went with a Motability car this time, but with ever decreasing choice and ever increasing AP’s we will probably go private next time. It will be nice to have unlimited (within reason) choice and not be restricted to what we are ‘allowed’. If, however, the scheme improves substantially by 2024 then who knows. We might be tempted to stay.