Good luck to the OP and if it were not for lending money at my age I would go down the private buy road too as it really makes sense now.
I’m already doing things now that I would not of dreamt of a year ago but seeing the state of Motability lately I’m on the verge of cancelling the hoist for my car and at this moment testing my own brand new hoisting method of loading my scooter onto the car.
Call it a lifeboat if you will just in case I abandon MB all together and go second-hand with my independent hoist and not their over prced hoist’s.
Well done Huffpuffin.