3 months ago I ended my lease early as neither my dealer nor Motability could solve a problem I had with the vehicle I had on lease, not the best time with the state of the used car market atm but I managed to find a high spec MPV with reasonable mileage at 6 years old for 8 grand, Insurance was higher than it was last time I had my own but still only £400 with zero no claims bonus, put a set of all season tyres on it for £400 and got an offer for full RAC cover for £36 a year.
I will trade it in next year for something a little larger but at least I will have a large amount of capitol with the P/X to put towards the next one. I have never really needed to have a brand new car outside the house and with a new registration plate coming every 6 months it’s only new for a very short period.