Just to offer a comparison …. My son has just taken a 3 year lease on a Seat Leon Excellence hybrid 204bhp hatchback which is a very well equipped car. He’s a financial manager so you can imagine that he’s sharp on identifying the best deals. He settled for a £4ooo advanced payment which was the cheapest calculated option. AP’s from about £1000 were available but were more expensive over a 3 year lease.
He pays £154 per calendar month, and his insurance is just under £400 per year for both himself and his partner combined. Road tax is paid for by the leasing company. He also pays a very small repair and maintenance premium for peace of mind.
I love Motabilty so I’m not advising people to look elsewhere but I do understand and share the concern of posters about the current choice and AP’s on offer ,which is why I’ve posted an alternative for those of you who are able to get a private leasing deal.