All I know is that cars that would be very suitable for me and my needs are also out of my price range because I have to have an automatic, when the manual version is being offered either with no upfront payment or a very small amount.
A friend of the family has a lovely car on the scheme, mums kept banging on about me getting the same one as it would be perfect, he got the manual version (same model but manual) for an upfront payment of £295, for me to get the same car but automatic would have been (well) over £2k.
I know I should be grateful to have access to the scheme but it does make things very difficult finding things on the scheme that are suitable but also affordable. At the present time, I have extended my lease but I am on the verge of leaving the scheme because I am pretty much priced out of using it especially with the thought that advance payments for me now could almost buy a suitable vehicle on the second hand market and the extra time could make that possible.
**Extra note, mum and dad have had automatic cars since the mid 70’s, always purchased via the second hand market and always at an extra premium to a manual car rather than less.