I would be careful because if you have a certain number of insurance claims on a mobility car they can refuse to allow a new contract. It happened with me where a wing mirror was knocked off and being new to the scheme I called them, then was in an actual accident and when it came to renew they were going to refuse on the scheme even though the accident was settled as the other drivers fault. So minor cosmetic damage I will fix myself as I had to jump through hoops so they’d allow me to stay on the scheme.