Hi Abercol. That is a dilemma, but in your situation I would order a new diesel in July. By the time you get the car (lead times seem even longer than usual at present), then add 3 years, you will be on the doorstep of retirement. Some food for thought for you – I ended up retiring 9 months earlier than I planned because I realised that you can apply your full years tax free personal allowance and the full years 20% tax band to however many months that you work. I was a higher rate tax payer, so simply calculated my retirement date as the date when I would have triggered 40% tax. The calculation is different for everyone but well worth considering. Now we are retired we will probably move away from the ‘black stuff’ as we don’t do the same mileage and Motability seem to be charging quite a premium on them.