I would certainly wait till your 26 Lee, if thats possible, as it opens up the entire scheme to you. Extending your lease to 4 or 5 years is an option but the criteria changes every now and again. In our case we were allowed to extend to 5 years as we had paid more than £2.000 AP. In 3 years time this could have changed.
If this is to do with the insurance then the restrictions are for under 25’s so Lee should have no restrictions as far as I know.
Edit js beat me to it.
Daughters motability car Hyundai Tucson Ultimate self charging hybrid Serenity White Moss Grey interior.
My car SEAT Ibiza SE Tec 1.2 petrol TSI 2017.