i am with rox on this, i was nearly tempted by volvo,merc,bmw but in the end it came down to upfront cost and at the time i couldnt add to the gcb etc. so i went for the mini cooper s auto countryman as the ap including the comf nav pack was £793 and the dealer was offering £500 off and the gcb covered the rest.
admitedly i get wpms so have a grand to play with so to speak but without the dealer discount i would have just gone for the basic cooper s auto, the dealer discount paid for the pack.
but next time i think i may leave the scheme my mileage is dropping so i think i am going to run this one for the 5 years and try and save something to add to the gcb and just get a 2nd hand runaround.