I don’t know about that alan1302, after all this car is the best part of £40k list price. Surely a warm bum should be expected when parting with that sort of cash! ?
Just a thought, but what about getting the 2WD pro version, save some cash, and use that to buy a set of winter tyres? The XC40 AWD cars with 18” rims come with Michelin Primacy 4 tyres and these aren’t great in difficult conditions, so you may be forced to change tyres anyway to get the grip you need.