Reply To: Motability or finance?

#119691
Lord Muc

    <p style=”text-align: left;”>Hi Ashley, it must also depend on your financial circumstances, how car savvy, are you, what type of car you want, how confident you are, that you can remain on the scheme, can you get finance, if needed. If your pip is revoked, then you are left without a car, or the means to pay off a loan, and what type of car you take under motobility, cheaper RRP cars, it’s a bit of a twin edge sword, as you could buy the car outright, for the cost of the lease. Also, what AP are you paying, and any extras, come out of your pocket, and benefit the next owner. If you finance a car from your pip, at the end of the day it’s yours. My alfa mito, just has a yearly independent service, and mot, and an occasional tyre, a new battery, over 10 years, very reliable, it’s not thrashed, insurance is cheap, because I am old, same as the MB 240 CLK, i had, great summer car, no issues apart from wear and tear. My parents hyundai, fantastic buy from a dealer, 6k, one owner, full warranty, But they are not new cars, and don’t do big miles, or cart families around. To reply to your second point, motobility has in the past, not been too keen on price when you are trying to buy the car you have leased, as they want you to remain on the scheme, you may find a higher spec model at a cheaper price on the forecourt or if you know what you are doing, a car supermarket, such as car-giant. If you want complete ease of motoring, make a clever informed choice, on a new car get a decent brand, motobility cant be beaten.</p>