Ashley
your asking the wrong People we’ve already decided the scheme was the best option.
Don’t forget with the scheme you can add 2 named drivers and swap them with just a phone call free of charge, a must for me and many others who can no longer drive themselves.
No matter how long you look you won’t find a better deal like for like motoring is an expensive business especially if you need complete cover and peace of mind.
I’ve bought many a car privately but never would again unless someone creates a cure and can reverse the the damage caused be my condition.