i agree with abercol and rox, the biggest problem is that car prices are going up faster than the allowances so the ap is bound to increase. yes you can find the odd cash deal cheaper but mostly on pre reg or ex demo cars.
none of the dealers i went to this time had any of the cars i was interested in in stock all had to be factory ordered. i always ask as i am happy to compromise on most things so long as the car is comfortable.
so i dont know what all these cars elliot says are parked up around the place they must be not on motability.