your only benefitting if your a cash buyer, if you want it on pcp over 3 yrs like for like with motability nationwide are charging £674.82 per month, and i doubt that includes insurance etc.
so if your going to try and denigrate the scheme lord muc at least compare like to like.
of course if you have £30-40k in your pocket you can go out and negotiate a cash deal with most dealers that would get you an invoice lower than motabilitys invoice.
but a lot of users of the scheme dont have that sort of cash lieing around. so we need a lease scheme thats affordable and includes everything.
you show me a lease deal for one of the high end marques that beats motability then i will listen.