Ouch! That sucks Aygo. It’s a good job you weren’t sat in the car at the time!
My last Motability car was written off just over 2-years ago – the one and only accident I’ve had in 40-plus years of driving. A big, nasty Volvo XC90 decided to pull out of a side road in front of my Mini Cooper with an impact speed of 38 mph. The Mini was written off and the QA hospital in Portsmouth patched up a couple of cuts & did x-rays/carried out tests before letting me go home several hours later.
My Mini was 15-months old – but the old fella driving the Volvo had only picked it up 4-days earlier – brand new. Not sure what the total insurance bill would have been but it must have run into thousands & thousands of pounds.
Motability were terrific by the way. They sorted me a brand new Mercedes C-class to run around in until I had chosen another car on the scheme (my curent C-HR).