I don’t think you are being unrealistic I just don’t just think it’s any time soon, maybe next few years.with prices of new vehicles generally increasing as consumers want more safety,and tech I think that the high APs are here to stay .i was just saying that depreciation is one thing that we don’t have to think about. And when some in the private sector if you choose the wrong car then you could pay £25 £30 thousand and in three years time be told it’s worth £6 thousand ,we are not doing so bad not perfect but not bad