Some points that might help:
On the suspension side of it I really wanted the BMW adaptive suspension but it was just too much. The standard set-up is quite hard and it can be uncomfortable on the pot-holed roads. I have 18” wheels but 20’s would mean an even harder ride if the ride in the Volvo is similar.
The Volvo has 80 litres more boot space with the seats up but over 200 litres less with the seats down.
The sim in my X1 has a basic ConnectedDrive subscription for the lease term. A great addition by Motability.
I’m in a similar position as I like both as well and am to change later in the year.
Have you watched the CarWow reviews on YouTube? Mat Watson has revived both in depth and he’s a really good reviewer.
? I will be remembered for nothing but had great fun doing it ?