- This topic has 27 replies, 10 voices, and was last updated 1 month, 3 weeks ago by
.
- Topic
Is it not a Ludicrous state of affairs when some cars price is higher than cars that have been banned on the scheme, it just seems so petty for the Gov and Motability to do this. And is it not time for some competitor’s out there to start offering us disabled a choice as in no credit checks and worked out that you have the DWP mobility to pay for choice. How many car dealerships company owners C/O have the same salary as Motability C/O with same benefits as we know many car dealerships are going bust we as disabled really need competition in this market place as Govs always seem to talk about but not when it is for us.
- Replies
@on the spectrum Thank you for your post, How ever please refrain from using all capitols in your post including titles. It is considered as shouting.
Joss
Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
Previous car:Peugeot 308 GT Premium 1.2 Pure tech Petrol.Is it not a Ludicrous state of affairs when some cars price is higher than cars that have been banned on the scheme, it just seems so petty for the Gov and Motability to do this. And is it not time for some competitor’s out there to start offering us disabled a choice as in no credit checks and worked out that you have the DWP mobility to pay for choice. How many car dealerships company owners C/O have the same salary as Motability C/O with same benefits as we know many car dealerships are going bust we as disabled really need competition in this market place as Govs always seem to talk about but not when it is for us.
As regards ‘no credit checks’ the companies with have a ‘duty of care’, no company in there right mind will take on all the liabilities that Mobility hold, be grateful we have a scheme, it may not be perfect, but nothing in life is.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.
As regards ‘no credit checks’ the companies with have a ‘duty of care’, no company in there right mind will take on all the liabilities that Mobility hold, be grateful we have a scheme, it may not be perfect, but nothing in life is.
As @Oscarmax says, It is spot on.
Joss
Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
Previous car:Peugeot 308 GT Premium 1.2 Pure tech Petrol.Companies my arse they are out to make a profit not to help you I remember years ago getting finance on all my new cars was so easy no experian and the others cause many people stress. As said many years ago if you do not pay they take it away there are many elderly and disabled that could leave motability and have a great car perhaps even cheaper that are stuck with Motability which is not really right.It is the FCA that has put the boot in on many companies as I have a lease on a mobility scooter no credit check due to me being a good customer for many years and very happy I am.
Does anything surprise you with this ridiculous government we have.
One thing I find ridiculous is the fact I can’t have another Enyaq Coupe yet I can have the identical ID5.
Make it make sense.
I believe JLR at one time, was one such manufacturer looking to offer similar to what the scheme does however, it never materialsed into anything. Any such competition would require a similar DWP setup as Motability does, where the mobility component of the benefit is paid direct rather than go in a claimants pocket and rely on them paying every month, which would leave the competion wide open to non payment, chasing payments etc, which would prove costly. Therefore for the competition (if there is), credit ratings will be at the forefront, even if manufacturers were prepared to do favourable deals to the disabled. There is also further complications of VAT outside the scheme.
On the other point, I wholly agree it is ludicrous that the government bowed to pressure and Motability, didn’t put up any meaningful fight to secure the longterm premium brands on the scheme, which would command a higher sale value than an equivulent Ford with the same AP/value or do anything to correct the public perception of “free” cars
Companies my arse they are out to make a profit not to help you I remember years ago getting finance on all my new cars was so easy no experian and the others cause many people stress. As said many years ago if you do not pay they take it away there are many elderly and disabled that could leave motability and have a great car perhaps even cheaper that are stuck with Motability which is not really right.It is the FCA that has put the boot in on many companies as I have a lease on a mobility scooter no credit check due to me being a good customer for many years and very happy I am.
If companies don’t make a profit they become insolvent, they are not there to be your friend they not charities, as stated they have a duty of care. There is nothing stopping you going outside the scheme, personally I am more than happy with the scheme, it provides a lifeline for thousands of disabled people/familes without all the hassle/worries. If things go wrong Mobility will help, private companies will take legal action and reposes.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.
What the Motability C/O gets as a wage does not concern us. It is commensurate with any large company.
There is no competition and neither is it required, if you want competition go to Leasing com
Motability is setup as a Govt Quango to provide cars to people who have disabilities. The 4 or 5 banks that oversee Mobility Ops were put in charge to provide financial backing and accounting.
If you want to bash Motability better if you do it somewhere else.
It is not perfect, but its the best we can possibly have.
What the Motability C/O gets as a wage does not concern us. It is commensurate with any large company. There is no competition and neither is it required, if you want competition go to Leasing com Motability is setup as a Govt Quango to provide cars to people who have disabilities. The 4 or 5 banks that oversee Mobility Ops were put in charge to provide financial backing and accounting. If you want to bash Motability better if you do it somewhere else. It is not perfect, but its the best we can possibly have.
Well said 100% agree
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.
Interesting read (whether I agree on 45% cheaper is open to debate), but the link gives a prime example of Motability, the way it works and why, it would be difficult for anyone to offer competition.
https://publications.parliament.uk/pa/cm201719/cmselect/cmworpen/847/84705.htm
Interesting read (whether I agree on 45% cheaper is open to debate), but the link gives a prime example of Motability, the way it works and why, it would be difficult for anyone to offer competition. https://publications.parliament.uk/pa/cm201719/cmselect/cmworpen/847/84705.htm
45% ?
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.
Interesting read (whether I agree on 45% cheaper is open to debate), but the link gives a prime example of Motability, the way it works and why, it would be difficult for anyone to offer competition. https://publications.parliament.uk/pa/cm201719/cmselect/cmworpen/847/84705.htm
Not only is the 45% questionable at best (I’ve seen quotes for cars on the scheme for similar to scheme prices including insurance, recovery and maintenance) especially where the discounts given to Motability weren’t particularly attractive.
They are also misrepresenting the VAT exemption, they are claiming it’s for all qualifying claimants, whereas we know from other’s experience that the given requirement away from the scheme is substantial and permanent adaptations. I do wonder if this is a mistake from the Chief Exec, or whether Motability have been allowed to bend the rules to allow all customers to have the VAT benefits, I’m guessing the former. to open up to competition, other companies would have to be allowed the same VAT benefits as Motability which is highly unlikely given the current situation.
The Salaries are in line for non profits with similar turnover. Trying to align the CEO’s salary with a dealership is imbalanced as there’s no dealership with 880,000 customers leasing cars every 3 years.
As I’ve said elsewhere, I’ve issues with how little Motability corrected the record while the British Media and organisations like Reform were busy spreading the impression of “free cars” for being disabled and high rates of fraud. I have the same issue with the DWP who could easily have given current or recent fraud rates for PIP which in 2024 were 0%. The complete and abject refusal to respond has left the Chancellor room to appear populist and target the scheme or, more accurately, disabled people as a source for income for the exchequer. The lack of response is also directly responsible for the removal of those brands despite them making better financial sense for Motability themselves.
Again, as said many times, while we are being painted in an incredibly dark light for having “free cars”, nobody is looking at the fact that anybody can get a new car for between 2 and 5 years with up to 45% paid by the same Chancellor. The Salary Sacrifice scheme allows any PAYE employee who will still earn above minimum wage after the salary deduction to lease a car with no credit check. That employee will then have that amount taken out of their Gross salary and then tax and NI will be calculated on the remainder. This allows people to save their tax rate off the monthly payments, so a person earning £20,000 could have a car with a £300 lease payment but only lose £240 out of their pay. Someone earning £200,000 could have a car with a £2,000 monthly lease payment and only pay £1,100 while the tax man picks up the other £900. If the country is actually so desperate for adding more money into the coffers, surely this is a better target and can reap much bigger rewards than the VAT on APs and IPT that we’re expected to find from July.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.Mark
I am also of the opinion that in the future, once all the negative press and political hand wringing is finished, the banned brands will slowly return, and everything returns to some form of normality.
Also, we get a PM with a backbone.
I am also of the opinion that in the future, once all the negative press and political hand wringing is finished, the banned brands will slowly return, and everything returns to some form of normality. Also, we get a PM with a backbone.
Going off past knowledge, at the time of the Daily Mail, I very much doubt that will be the case, but who knows!
As there is no competition as per CEO himself, he should not earn £1M pa. In fact, he should and can be replaced by AI.
Sent from a mobile device.
Apologies for briefness and spelling mistakes.Motability Skoda Enyaq SportLine 85x April 2024 (unhappy customer - Ombudsman pending)
Motability Mazda CX-60 PHEV July 2023 (unhappy customer - early termination on mechanical grounds)
Motability VW Touran Family Pack May 2019 (happy customer)for my 10pennarth i am grateful motability is there for all its flaws personally i think any car should be available with the appropriate ap and if an individual can sfford it fill yer boots.
in my circumstance even if the bmws etc came back i couldnt afford them so its a mute point.
the killer here is that due to my financial position and errors in the past i cant get personal finance so i am restricted to mota.
the current 794 goes down to 615 as i need an automatic and if i put in my absolute max ap £750 it goes down to 55 options.
with my prefferred £0 ap it goes down to 18.
a lot of those disapear as i cant get in/out.
this time i have hit lucky as mini have introduced electric countryman with 0 ap and kia the ev4 at 0 ap.
because of the demonising of mota and the disabled in the press and by politicians it is always going to be a compromise.
ive hit lucky this time as i cant see kia and mini remaining 0 ap next quarter. future choices i expect will be harder still although i will be 70 by then so this may well be my last rodeo.
i think we need to adjust our expectations of the scheme and what it may be able to offer in the future.
Whilst our current government has undoubtedly done more harm to the Motability scheme than any before it, I fear that it could get even worse in the future. Only this morning, Robert Jenrick (who would be chancellor under a Reform U.K. government) was on Sky News and said that “working people don’t understand how people living on benefits can have posh cars through Motability”.
I can’t remember the stats, but I recall that a high proportion of Motability customers do actually work and pay taxes!
Jenryk is bad news for Reform. As much as he spills more of the same BS, he’s seen by more than Reform would like as a glory hunter. Far too many see his defection and consequential senior position as being self serving.
I can’t help hoping that between him and Braverman this shows a drop in Reform’s credibility as something different.
Whatever happens, whether it’s Reform or the Conservatives both PIP and the Scheme are going to be reviewed aggressively, to say the least.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.Mark
Part of Geriatrics speach @Glos-Guy talks about, he said “The new, represented by Reform UK, is characterised by the desire to shake things up: whether that be by ripping up the Equality Act and slashing the benefits bill in a way no other party has achieved.”
That should say enough to make heads turn and not in the best light possible!
The problems with all these political parties they always spout off, then once they are in power they have amnesia. Do you remember labour at the last elections, ‘we are ready to go’, we are going to smash the gangs’.
Did not realise it was actually us the disabled they were targeting, the gangs seems to be doing remarkably well, can’t say the same about the NHS.
Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.
Whilst our current government has undoubtedly done more harm to the Motability scheme than any before it, I fear that it could get even worse in the future. Only this morning, Robert Jenrick (who would be chancellor under a Reform U.K. government) was on Sky News and said that “working people don’t understand how people living on benefits can have posh cars through Motability”. I can’t remember the stats, but I recall that a high proportion of Motability customers do actually work and pay taxes!
I am retired and still pay tax as well?
I am not surprised that a blue citroen Ami is what reform Lee Anderson wants all disabled to have just like the old plastic pig.
I checked my Gov.HMRC to see what my tax code was for 26-27. Low and behold. it’s 3L ffs. Which equates to £34.00.
So they want to tax my private pension to the tune of nearly £4,000! thats 20p for every single pound above the £34.00 allowance. Utter bastids.
Joss
Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
Previous car:Peugeot 308 GT Premium 1.2 Pure tech Petrol.Whilst our current government has undoubtedly done more harm to the Motability scheme than any before it, I fear that it could get even worse in the future. Only this morning, Robert Jenrick (who would be chancellor under a Reform U.K. government) was on Sky News and said that “working people don’t understand how people living on benefits can have posh cars through Motability”. I can’t remember the stats, but I recall that a high proportion of Motability customers do actually work and pay taxes!
I am retired and still pay tax as well?
Same here!
- You must be logged in to reply to this topic.