It amazes me how many people there are who seem quite comfortable paying £4k+ APs. We’re already (currently) paying £75.75 per week for these cars out of our PIP so a £4k AP over the course of a three year Motability lease equates to a further £25.64 per week. That means shelling out £15,817 over the course of the three year lease. Then you hand the car back and have nothing to show for it! This might make sense for those who do a high mileage and live in their cars but surely most on the scheme don’t do that? I don’t understand how many disabled people have so much money to throw around leasing top spec cars. I struggle to pay £1000 APs but needing an SUV for mobility issues I have to do that. I dread to think what the APs will be next time round when my lease is over.
You seem to overlook that many disabled people can and do work and have a very decent income. Or have decent pension arrangements, savings, investments etc. Or have partners etc earning a decent income.
None of the allowances used for the scheme are means-tested in any way, hence those who are in a position to afford to pay a seemingly expensive advance payment for a vehicle of their choice can do so if they wish.
As to whether or not, or by how much a vehicle represents good value, it is rather like beauty being in the eye of the beholder, each to their own!