I have a daughter who is 20 when needed she drives for me. Shopping getting medicine even picking up my other daughter from school when I am not to well. She has been driving for 3 years the full term of my lease. In the beginning was just curious and got a quote from a insurance company. She would have had to pay £4000 insurance and the car was only group 15 so in some regards it’s a no brainier for me. My other daughter will be turning 17 and if she passes her test I will put her on it to when the first daughter turns 21. So it’s the whole package you need to look at