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First time car on order, My Wife and I clean licences.
My Daughter have got some points on her licence.
After hospital appointments advice is don’t drive for 12 hours, so when my Wife works, My Daughter drives me home on private policies, will motability still add her as a 3rd driver with points.
When we tried adding her at the dealer she wasn’t present and he tried as we had her licence, but said we would have to ring them at a later date.
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It depends what she got the points for.
shell need to be present when you phone up to add her to the insurance
Speed of 36Mph on 30mph road, possibly twice but think one was years ago so leaving 3 present. She’s age 25/26, driving since 17.
Hi ajn
Just to clear up something that’s very important, when you say “My Daughter drives me home on private policies” I assume you mean in her car and not your Motability car because if it is the latter there could be a problem.
Hi ajn Just to clear up something that’s very important, when you say “My Daughter drives me home on private policies” I assume you mean in her car and not your Motability car because if it is the latter there could be a problem.
Their first car is on order so it won’t be in a motability car.
Ajn
Provided she can get private insurance to drive then She should be fine.
Yeah sorry she got a car insured, ours got written off when shielding parked out side.
so we decided to order a new one on motability.So when needed she would be driving me home in the motibility car as her bmw is to low and a problem for me.
we haven’t got a motability car yet it’s ordered, but it says upto 3 insured drivers, Being Me the boss(Wife) and occasionally my Daughter when need be, just wondering if point make a differntce in her being added, think she got 3 outstanding
Hi ajn Just to clear up something that’s very important, when you say “My Daughter drives me home on private policies” I assume you mean in her car and not your Motability car because if it is the latter there could be a problem.
Their first car is on order so it won’t be in a motability car. Ajn Provided she can get private insurance to drive then She should be fine.
Yet another sorry, sorry I missed that. ?
Why dont you just phone the insurance company and ask them ? People here may help but no one is sure, phone them up.
Why dont you just phone the insurance company and ask them ? People here may help but no one is sure, phone them up.
Haven’t got the car yet so asking as someone might have already done this.
Also if I have no knowledge of the question I choose not to answer, this is a forum for people unsure and to discuss, even maybe shine some light into unknown.
Obviously a phone call will need to be made but won’t be me doing it.When I asked motabilty insurance about my points, IN10 which is expired but doesn’t come off until next month they said NO , but for speeding i’m not too sure on their policy as i have SP30 on my record and they said it was fine.
Certain points are OK but some more serious ones are not, and it’s a simple call to RSA to add but your daughter will need to be present.
Taken from Motability site
Proposed drivers with certain convictions, disqualifications or endorsements within the last five years will not be allowed. Speak to your dealer or RSA Motability (RSAM)
Who can drive your car
Named drivers are people you choose to drive your Motability car. Up to three named drivers are included as part of your lease; these can be yourself, friends, family or carers.Proposed drivers with certain motoring convictions, licence endorsements, fixed penalty notices or disqualifications within the last five years will not be allowed. Contact us for more information.
You can add two drivers when you apply for your vehicle, but you must contact us to add a third driver or make any driver changes.
We’ll need the full details of any accidents, claims, damage or losses incurred by any proposed drivers in the last five years.
Only drivers named under the permitted drivers section of your Certificate of Motor Insurance are covered to drive your car.
info from https://www.motability.rsagroup.co.uk/policy-who-can-drive-your-car.html
Wow lots of rules and regulations, it gets rather daunting, I’m beginning to think is this for me…
My Wife and I are fine however my Daughter got 3points to date and some have lasped, she’s had a non fault fully admitted claim a few years ago, to be honest I’m passed the stage in life of sitting around pleasing others with a million questions.
Usually most insurance companies only start to get twitchy when someone has 6 points or more on their licence.
Wow lots of rules and regulations, it gets rather daunting, I’m beginning to think is this for me… My Wife and I are fine however my Daughter got 3points to date and some have lasped, she’s had a non fault fully admitted claim a few years ago, to be honest I’m passed the stage in life of sitting around pleasing others with a million questions.
Don’t worry @ajn I have always found all my dealings with motability and rsa insurance to be simple with very friendly knowledgeable helpful staff.
It was a 5 minute phone call to add my son to mine and have others have said an sp30 endorsement shouldn’t be a problem,
Please be assured that motability is a really cost effective and stress free package for 99.9% of its users ?
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