Paul, you are spot on! I have had 8 cars on the scheme over the years and the Volvo XC60 D4 Lux Nav is the best car i have owned.Such as pity i can not get a new one on the scheme.Happy to keep it for now i think just about eveyone that got one at the time has held onto it for more than 3 years. Does that not show Motorbility that if they put a quality car on the scheme customers will cherish them and keep them for 4 or 5 years.