Don’t worry. The Insurance tax increase will be covered by removing overseas cover and the vat increase will come into effect after the date it goes live. Price is fixed at point of order. Full stop.
Interesting. If the cost of the overseas cover was the equivalent of adding 12% to the policy, you have to wonder why on earth they included this as standard when I doubt that more than 1% of Motability drivers take their cars overseas! It would have made far more sense to have lowered their premiums and charged extra for the tiny minority that need it – as they have now decided to do!