@kezo Your comment about using your own car due to all the bings and bings of your Motability car made me smile, as that’s the position I’m in (albeit I don’t have my own car anymore, so need to get one, either as a second car or to replace the Motability one).
I’m also fed up of the stigma of being on the scheme. Just returned from lunch with some friends and one was telling us that her son, who is a Police Officer dealing with organised crime, is forever telling her about Motability cars being used by criminals who are very boastful of the fact. I found myself defending the scheme as usual (they aren’t ‘free’ cars, if they didn’t have the car they’d be £12k better off every 3 years etc etc) but how can you defend this? Answer is you can’t.