As said elsewhere – Motability’s “worry free motoring” slogan, is starting to unpick faster than a MG 7 year warranty!
I have talked to the wife about leaving the scheme, she keeps going about they service your car and tyres, most company now do 3 year fixed price servicing for £500 ish.
As well as manufacturers/dealers. RAC do service/mot plan, ther’s also indie’s who are cheaper than main dealers and a “trusted” VAT registered back street garage, so there are various options.