Also all new leases from Oct 2025 will carry a £250 insurance excess. Current leases are unaffected. That’s all leases unless you already have an imposed higher excess, due to driving record.
Well my contract for new car coming in November, Still states the old excess rates. But, regarding Smart Drive, I think there is the possability that this is also a cost saving measure to look at the smart drive data after an accident. To see if the driver was being naughty driving at the time of the accident. The implications of this could be far reaching for the driver as the insurance Co could possibly deny the claim.
Joss
Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
Previous car:Peugeot 308 GT Premium 1.2 Pure tech Petrol.