I’d be quite happy to be given a once-every-3 yr tax discount that can be used to lease a vehicle from any leasing company. It would also make it clearer to the general public that we do pay for these leases. It would also mean that there would be competition, rather than Motability having a monopoly. There’ll still be people not happy that we get a tax discount, but it’s better sounding than a totally free car that many think we get.
Fully understand your reasoning, but there would need to be a legal commitment from Government, to the leasing company’s ’lenders’ that some or all of each individual’s DLA will be guaranteed to be paid to the lender, which the Government may not want or , indeed, be able to provide?
This is the system used by Motability (although independent of Government ,Motability is a Government initiative) . and the DWP and because there is a guarantee of payment, the lenders /Motability, do not need to carry out income assessments , Credit Searches/ Checks the results of which could jeopardise perhaps many an applicant’s ability to lease, and therefore will exclude them from the scheme?
It should be remembered that many disabled people , due to lowish incomes, have fallen into financial difficulties and now have questionable credit ratings , and not necessarily through any fault of theirs ?
Even with it’s faults. Motability is still a fabulous scheme giving access to some fabulous cars ,to many people who otherwise would be excluded!
Long May it survive!
