I am in total agreement with Glos Guy. It is ridiculous to suggest that such a rigid interpretation of the rules be applied.
Prior to Covid, my partner lived and worked about 60 miles away so I leased her a car on PCP a few months before lockdown. During lockdown I suffered a major downturn in health leaving me unable to, amongst other things, drive. My partner moved in permanently. Now we had 2 cars and one driver. I couldn’t sell private car as too early and negative equity so I rang and spoke to Motability.
They were very helpful and arranged termination of my car. 18 months later with equity in car, I spoke with Motability and they confirmed that I could rejoin and that my partner had full rights to use the car as it were our own. Logically, wherever she goes for whatever reason, she needs to be able to get back to me asap if needed.
I traded my private car against the deposit for my new Motability