Thanks @tvs but i think the horse has already bolted since I’ve been paid the GCP. When I return my car in three years I’ll remember to leave it until the last possible moment before I even contemplate looking for another car. Motability should be more transparent about this pro rata arrangement on their website and the large hit you’ll take returning between the 4th and 5th year. It would be fairer all round to pro rata the payment using monthly rather than yearly increments as they do now but that’s the fat cat motability bosses for you !
