The various replies were helpful and sort of put things into perspective. We had a motability car since the early 2000s which my wife drove until 2019 (licensed revoked because of her conditions). The experience in 2021 brought it home to us as to how precarious the arrangement if the person concerned is hospitalised for an extended period.
In the short I have raided the pension pot so don’t need a PCP / contract hire type deal but thanks for the suggestions. If the planned surgery works (early January) – she may well get back to the point where she can think about applying to the DVLA for a medical review – gives her something positive to think about i.e choosing a car that might actually be able to drive even if she doesn’t feel up to it on any given day.
