admitedley europe only but this year my cheapest annual was the post office.
usa is obv much more from anyone.
i start with the usual comparison sites and go from there, 4 conditions declared here. £179.
most wanted twice that for a 2 week cruise, in oct around the canaries. one wanted £800.00.
ive another 2 cruises booked so the £179.00 was a bargain.