Alot of the AP’s don’t make sense, especially when you factor in sacrified benifits over 3 years.
Looking at the BYD Dolpin Design PCP deal with the manufacturer – one can be had 0% for £309 month with £309 deposit and free servicing. Walk away after the period to avoid the balloon payment and enter another deal or rejoin the scheme. Or a similar deal on the same car can be had from Carwow, with 9 months upfront and £249 month depending on colour.